Accidents at Work

The True Costs Of Accidents At Work

‘For every £ 1.00 retrieved by insured costs, £ 5.00 to £ 50.00 are lost in uninsured (hidden) costs’ (HSE)

Accidents at Work – Obvious Costs … (all insured)

Property Damage

Medical Bills


Hidden Costs… (all uninsured!)
  • Lost productivity
  • Loss of earnings
  • Cost of new/temporary staff
  • Investigation costs
  • Loss of worker morale
  • Loss of skilled workforce
  • Legal costs
  • Fines and penalties
  • Loss of reputation
Hidden Costs… (all uninsured!)
  • Loss of reputation
  • Loss of current clients
  • Loss of future clients
  • Ill-health, anxiety, depression
  • Increased insurance premiums
  • Loss of insurance!
  • Loss of Directorship
  • Imprisonment
  • Loss of family life
  • Total business failure



Office Buildings



Care Homes

Retail Spaces



…and the above doesn’t even include what’s happened to the accidents victim.

Some of the above happens to some companies every year

Occasionally, all of the above happens

In this day and age in the 21st century we simply cannot afford to get it wrong.